Life

Perception

Late last year I went back to the Caribbean Island my family is from, to attend the funeral of a family member.  Of course it was a sad occasion, but as preparations were underway, some days we took the opportunity to stop for lunch at a nearby restaurant.  I walked ahead of the family members I had traveled with that

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Happy Mother’s Day?

Here in the United States, Mother’s Day was today, Sunday, May 11th.  I love the holiday although some believe it is over-commercialized.  Well, I believe every holiday is over-commercialized.  The key is to decide how much you will allow yourself to play into it, or not.  If your mom is alive, of course you want to pay tribute to her.  If she

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There’s no free lunch!

In the financial Services industry, at least here in The United States, there is a saying that ‘there is no free lunch!’  In other words you cannot get anything for free.  Typically, if someone offers or gives you something, they want something in return even if they say they do not.  This ingrained thought process, mentality, of ‘no free lunch’, is not necessarily

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Betrayal

Betrayal.  I don’t know about you, but when I hear that word, it sends shivers down my spine.  If you have lived long enough you have been betrayed at least once.  If it only happens once in your life time it is more than enough.  As I observe betrayal whether in my life or someone Else’s, one thing seems to ring true in every instance:

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Dumb stuff!

When I was in my 20’s, I did some stupid stuff.  Yes, I can hear that collective sigh as most of you think to yourselves, ‘that would be most of us’.  But one thing stands out as the dumbest thing I did in that decade of my 20’s.  I bought a manual shift car.  What was stupid about that?  I did

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Time

With a new year upon us, I got to thinking about time.  I heard my dad say once, that ‘you start dying the moment you are born’.  It sounded depressing, sad, but deep down I knew it was true.  When we become old enough to think about it, we start dreaming, making plans, and making bucket lists.  We think about the

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Choose

This time of year many of us begin to think about next year.  Right after Christmas  gifts are opened, many people start thinking about the debt they have incurred, the jobs they must go back to, and what the future holds for the following year. For the first two or three months of the new year, people consider making changes in their finances: 

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Personal poll-taker

I am a personal poll-taker.  What is a personal poll-taker you ask?  I like to ask people certain questions during the course of conversation then make a mental note of their answer.  I have learned quite a bit over the years about human nature.  We are more alike than we want to admit.  Most of us believe we are so individualistic there

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Tapestry

I recently switched schools for my MBA program.  Instead of one six week class continuously except for two weeks off between Christmas and New Years, I am now taking two classes at a time, the classes go for 11 weeks at a time.  My Mom asked me if I thought I bit off more than I can chew.  I thought

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